Process of income genius

Improve your Lending Process with IncomeGenius®

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Save Time

OCR technology, integrated “sources of truth” data and a robust rules engine reduce income calculation time up to 50%.

Shorten Loan Cycles

 

Shorten Loan Cycles

When the income analysis is done earlier in the loan cycle, underwriters save time on income calculations – allowing them to review more loans.

Improve Compliance

 

Improve Compliance

IncomeGenius® is compliant for audit requirements and provides an audit trail so that you know why, who and what happened during the review.

Reduce Errors

 

Reduce Complexity

Easier, faster calculations for self-employed borrowers, including liquidity testing, means LO’s never shy away from an application.

Decrease Risk

 

Decrease Risk

With the same rules being applied in the same fashion each and every time, you reduce your risk for things like fair lending audits and calculation errors.

Increase Accuracy

 

Increase Accuracy

Alerts notify users of underwriting rules so that you never miss anything that might increase or decrease income and also eliminates manual input errors.