Improve your Lending Process with IncomeGenius®
Save Time
OCR technology, integrated “sources of truth” data and a robust rules engine reduce income calculation time up to 50%.
Shorten Loan Cycles
When the income analysis is done earlier in the loan cycle, underwriters save time on income calculations – allowing them to review more loans.
Improve Compliance
IncomeGenius® is compliant for audit requirements and provides an audit trail so that you know why, who and what happened during the review.
Reduce Complexity
Easier, faster calculations for self-employed borrowers, including liquidity testing, means LO’s never shy away from an application.
Decrease Risk
With the same rules being applied in the same fashion each and every time, you reduce your risk for things like fair lending audits and calculation errors.
Increase Accuracy
Alerts notify users of underwriting rules so that you never miss anything that might increase or decrease income and also eliminates manual input errors.